Annual Cover

Yearly cover for your Not for Profit or Community Service Organisation including cover for Directors and volunteers.

Get a Quote


At NFP Insurance Brokers we offer instant online business insurance tailored to the requirements of Not-for-Profit Organisations.

Our Team of Insurance specialists have over 50 years of experience serving community service organisations and currently insure a diverse variety of clients in this sector.

We have partnered with Ansvar Insurance, a specialised provider of Insurance to the NFP, Care, Education, Faith and Heritage sectors, to provide comprehensive and affordable insurance cover. And better still, you can purchase the insurance online in a matter of minutes by clicking "Get a Quote".


Our premiums are generally determined by your turnover, number of staff & asset values.

We believe we have negotiated highly competitive premiums for each class of insurance and will continue to monitor premium levels available in the market to ensure this remains the case.

Premiums vary between states as a result of differing stamp duty rates however our minimum total premium for Public Liability Insurance ($10M Limit) starts from $608.58 incl GST and represents the minimum cover required by Not for Profit Organisations.


For the protection of your organisation you should have a minimum level of Public Liability Insurance in the event that you are legally liable to pay compensation to a third party for injury, death, loss or damage to property arising out of negligence.

In addition, covers essential to minimising the risk of your organisation include Volunteers Insurance, Management Liability (inc. Directors & Officers), Professional Indemnity & Property (Assets) Insurance all of which can be purchased online.


We have designed the Insurance application process so that it takes an average of 5 minutes to complete your application. In most cases your application will be instantly approved online, and you can print your Confirmation of Insurance to prove to clients and prospects that you have the requisite cover in place... It's that easy !! All other documentation, such as your tax invoice, policy schedule and policy wording will be emailed directly to you for your records.

If the policy can't be issued immediately because we require further information, we will contact you generally the same day.

On Renewal...

Approximately one month prior to the renewal of your policy you will receive a renewal reminder with a link that will allow you to review your previous years cover and renew the policy even quicker!

We have minimized the number of referral situations so that most applications will be automatically accepted. However if you do have prior claims or provide services to high risk industries we will contact you to facilitate completion of your application personally with the Insurer.

Policy Features

We have tailored a policy suited to the specific requirements of NFP Organisations with a broad range of features:

  • Insurance provided by APRA Approved Insurer Ansvar Insurance Limited
  • Public Products Liability including volunteers up to $20M
  • Volunteers Injury cover
  • Professional Indemnity cover including volunteers up to $5M
  • Management Liability including cover for:
    • Directors and Officers up to $5M limit
    • Theft by Officials with $250k limit
    • Tax Audit cover of $25k - 75k
    • Claims by Employees and Volunteers up to $250k
  • Business and Contents cover with a range of limits, automatically including glass
  • Low excesses/deductibles

A copy of the policy is available within the application process and will be sent to you upon completion of your insurance application and is available via the link below:

Policy Wording


Your insurance policy has been arranged by Not for Profit Insurance Brokers acting as an agent of Ansvar Insurance limited ABN 21 007 216 506 AFSL 237826.

Ansvar Insurance are risk mitigation specialists in their core sectors and Australia's leading insurance provider to Community Service Organisations.

Ansvar have achieved a strength & issuer rating of "Excellent" or A- from A.M. Best (ref

Ansvar's community focus extends to providing an annual Community Education Program Grant to support programs that provide outreach and support, and Empowerment and Education for Australians under the age of 25. Since the grants were first awarded in 1994, Ansvar has contributed over $10 million to education and life skills programs reaching thousands of young people.

Lodge a Claim

We will work with you to ensure that claims are handled in a professional manner and that you get a fair outcome from the Insurer. The first step is to lodge your claim as outlined below.

Please complete the claim form via the link below and email to

Claim form
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